Geniepaydayloans.com is not a lender, does not broker loans to lenders, and does not make cash advances or credit decisions. Geniepaydayloans.com simply facilitates connecting consumers interested in obtaining payday loans or cash advances with participating third party lenders. Geniepaydayloans.com does not charge consumers for its loan matching services, so registering online is free!
If you are matched with a participating third party lender, the lender will provide you with the exact loan amount it can offer you, along with the fee structure and terms of repayment. All of the terms of your loan are between you and your lender and should be disclosed to you prior to executing any loan documentation. Please be sure you understand all of your lender’s terms. You are not obligated to continue if you do not agree with those terms.
Cash advances generally include interest and fees in the price of the loan. At the time agreed upon by you and your lender, you repay the loan in addition to any fees and interest based on the amount of money that you borrowed and the length of the loan. This payment is automatically deducted from your account by the lender.
If you do not pay your loan according to its terms, your lender may charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency (which may negatively affect your credit score), and/or offer to renew, extend, or refinance your loan (which may cause you to incur additional fees, charges, and interest).
For details, questions, or concerns regarding your loan, please contact the lender directly.